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Empath Protection- terahertsi, valkoinen howliitti ja hematiitti, 19 cmTm joustava puolijalokivist valmistettu rannekoru on suunniteltu tukemaan empaattisia ihmisi suojaamaan itsen ulkopuolisilta energioilta. Rannekorussa yhdistyvt terahertsi, valkoinen howliitti ja hematiitti. Pituus on noin 19 cm ja koru on kaksoisnyritetty kestvyyden varmistamiseksi. Terahertsin uskotaan auttavan silyttmn energiatason, valkoisen howliitin rauhoittavan mielen ja hematiitin maadoittavan ja suojaavan. Kivien luonnollinen alkuper takaa
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Best in 7 days
Best in 7 days
Best in 7 days
Best in 7 days
4.7 ★★★★★
Based on 562 reviews
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Product Reviews
★★★★★ 4
4 star : Cute, Clean, YA romance
Format: Paperback, Format: Paperback
*Tweet Cute*
🏊🏻♀️🤽🏻♀️🐺📱🧁🗽
⭐️⭐️⭐️⭐️
**Synopsis:**
Pepper. Captain of the swim team, amazing baker, & secret runner of her Mom’s fast food place Big League Burger’s. Jack. Stuck in the shadow of his twin, works his family’s deli, and truly hates that Big League Burger’s grilled cheese recipe is the same as his grandmas. Jack takes matters into his own hands & takes it to Twitter. With pepper & Jack secretly in charge of the Twitter accounts, it quickly turns into a Twitter war! As they are fussing on Twitter & in real life, little do they know, they know more about each other then they think. They anonymously message each other on an anonymous app (that Jack created) for students at their school. Blue bird & Wolf get along quite well as Pepper & Jack continue their fighting. How will the worlds cross? Will the lines start blurring from hate to love?
**Personal thoughts:** this was a very cute book! If you ever read Alex, Approximately or watched Anonymously Yours… very similar! Absolutely loved the banter & connections made. I loved how the author included the tweets in the books & it wasn’t just a back & forth dialogue. I wasn’t obsessed but found it very cute & adorable 🥰
**Spicy level:** 🌶️/5 | minimal romantic gestures
**Trigger warnings:** N/A can’t remember any
⭐️⭐️⭐️⭐️
Instagram: @readswithtayee
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Reviewed in the United States on May 1, 2024
★★★★★ 5
Clear, Practical Guide for Entry-Level to Intermediate Multifamily Underwriting
Format: Kindle
As someone learning multifamily underwriting from the ground up, this book was incredibly helpful. It breaks down complex underwriting concepts into a logical, step-by-step process that actually mirrors how deals are analyzed in the real world.
What I appreciated most is that the author doesn’t just show formulas — he explains why assumptions matter, where risk hides, and how underwriting decisions affect outcomes. The sections on operating expenses, stabilization, financing, and sponsor economics were especially valuable and gave me a much clearer framework for analyzing multifamily properties with confidence.
This book feels less like theory and more like a practical guide you can follow alongside a real underwriting model. I’d highly recommend it to anyone getting started in multifamily underwriting or looking to tighten up their analysis process.
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Reviewed in the United States on December 20, 2025
★★★★★ 5
Underwriting Multifamily
Format: Kindle
This book deserve a five star rating. It uses practical examples easy to follow. This well written book easy to understand. I recommend this book to any real estate investor.
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Reviewed in the United States on December 20, 2024
★★★★★ 5
Must Have Book for Investors or Sponsors/GPs wanting to Invest in Multifamily Properties!
Format: Paperback
If you understand the math and numbers associated with investing in real estate, this book will help you underwrite any multifamily property. Not only does Robert's book discuss how to gather the information needed for underwriting, he goes into detail on how sponsors can manipulate the numbers. This is a great book for knowledge on the pros and cons of varied partnership structures and how each can create an alignment of interest between limited partners (LPs) and general partners (GPs). Overall, this is a great easy read book.
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Reviewed in the United States on September 13, 2020
★★★★★ 4
Basic knowledge of underwriting is necessary to understand.
Format: Paperback
This is a great guide for underwriting multifamily deals for someone with some basic to moderate knowledge of underwriting. I am a new student to this field and have to stop and google some of the acronyms. For a future version, I think adding an extra page for the acronyms used, definition and equation would be helpful. I think that the font could be larger and darker. Adding mathematical formulas in the book would provide visualization as well. Rob can also provide a sample OM for the reader to use with his underwriting model and compare to his completed one. Again, I am a newbie so my review may change as I gain knowledge in this area. I enjoyed listening to Rob on Youtube/Podcast and hope to learn more from him.
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Reviewed in the United States on July 27, 2020
